The Germany blocked account amount has increased for 2026. It is now €11,208 per year, which is €934 per month.
Many applicants are worried about this amount, but you do not need to have it all at once.
Here is how it works:
1. You can open a blocked account with Expatrio or Fintiba online. You do not need an agent.
2. You can fund it gradually. You can start with €2,000 and complete the funding before your visa interview.
3. You can use a sponsor. If you have a relative in Germany who can provide a Verpflichtungserklärung (declaration of commitment), you may not need the full blocked account.
Secret: Some students use a combination of a blocked account, a part-time job offer, and a scholarship letter. The embassy accepts this if your total funding covers €11,208.
Pro Tip: Do not use the black market rate for calculation. Use the official rate. Keep your proof of funding, as the embassy will ask for the source of your funds.
If you plan to go to Germany in 2026, start funding your blocked account in small amounts now. It is better than waiting until you have the full amount.
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