5 Apps That Pay Nigerians in October 2026: OPay and Kuda

Are you looking for apps that can help you earn money with your phone in Nigeria and withdraw your earnings without using PayPal?

Several platforms offer opportunities to earn through surveys, writing, online tasks, internet sharing, and quizzes. However, their payment methods, earning rates, and availability can change, so it is important to check the current terms before getting started.

In this guide, I will look at five platforms to investigate in October 2026: Premise, Lodpost, Paidwork, GoJelly, and ZFRICA Quiz.

Important: Do not assume that every platform listed supports direct OPay or Kuda withdrawals in Nigeria. Confirm the payment options available to your account before spending time completing tasks.

1. Premise App: Earn Through Surveys and Local Tasks

Premise is a platform that has offered opportunities to earn rewards by completing surveys and location-based tasks. Available activities depend on your country and the tasks offered to your account.

How Premise Works

Create an account and check which tasks are available.
Complete eligible surveys or local information-gathering tasks.
Follow the instructions for each task carefully.
Check your account to see which withdrawal methods are available.

Some tasks may offer small rewards, but the amount depends on the activity and its requirements. The suggested range of $0.10 to $1 per survey should not be treated as a guaranteed rate.

Before joining: Confirm that Premise supports your location and offers a payment method you can use in Nigeria. Direct OPay or Kuda withdrawals must be verified separately.

2. Lodpost: Earn Money by Writing Articles

Lodpost is a publishing platform where users can write articles and potentially earn from readership according to the platform's rules.

If you enjoy writing about technology, science, online earning opportunities, or other useful topics, article publishing may be worth exploring.

How Lodpost Works

Create an account on Lodpost.
Choose a topic that readers may find useful.
Write original articles and check the facts.
Publish your work according to the platform's rules.
Promote your articles responsibly to attract readers.
Monitor your earnings and confirm the current withdrawal requirements.

The rate of $7 per 1,000 views mentioned in some claims should be verified against the platform's current earning rules. Actual earnings may vary according to eligible views, audience, and other conditions.

Visit Lodpost: https://lodpost.com/

Before relying on Lodpost for income, confirm the minimum withdrawal and whether direct payment to your Nigerian bank account or OPay is currently supported.

3. Paidwork: Earn Through Online Tasks

Paidwork is associated with online earning activities that may include surveys, games, watching videos, and other tasks, depending on availability.

How Paidwork Works

Register through the official platform.
Review the activities available to your account.
Complete qualifying tasks according to their instructions.
Check your balance and the applicable redemption threshold.
Verify the payment methods available to Nigerian users.

The amount you can earn depends on the task, the time required, and whether the reward is approved. The suggested $0.50 to $5 range is not a guaranteed payment for every task.

Important: Check whether direct OPay or Kuda transfers are supported. Do not assume that a platform's advertised payment options are available in every country.

4. GoJelly: An Internet-Sharing Earning App?

GoJelly has been described as a platform associated with earning rewards through internet sharing. Before installing it or allowing it to use your connection, investigate how the service operates and what permissions it requires.

What to Check Before Using an Internet-Sharing App

Whether the official app is currently available in Nigeria.
How your internet connection and data are used.
Whether your mobile network permits the activity.
Whether the app explains how earnings are calculated.
Whether recent users can verify successful withdrawals.
Whether direct payments to OPay or Kuda are supported.

The claim that GoJelly pays $0.20 every day should be treated as unverified until the current earning terms and actual payment evidence support it.

Remember that sharing internet access may consume data, battery power, or other resources. Calculate these costs before deciding whether the activity is worthwhile.

5. ZFRICA Quiz: Earn by Answering Questions?

ZFRICA Quiz has been described as a quiz-based earning opportunity with advertised rewards payable to a bank account.

Before spending time on the platform, confirm that it is currently operating, that Nigerian users are eligible, and that its payment rules are clearly explained.

What You Should Verify

How the quiz system works.
Whether rewards depend on correct answers, rankings, or other conditions.
Whether there are entry fees or other charges.
The minimum withdrawal amount.
Whether payments to Nigerian banks are currently being processed.
Whether the advertised ₦1,000 daily reward is achievable and supported by credible evidence.

Do not assume that every participant can earn ₦1,000 per day. Confirm the rules and verify recent payments before relying on the platform.

Quick Comparison of the Five Platforms

Platform	Reported Earning Method	Advertised Earning Claim	Payment Verification Needed
Premise	Surveys and local tasks	$0.10–$1 for some surveys	Nigerian eligibility and available withdrawal methods
Lodpost	Article publishing	$7 per 1,000 views	Current earning rate and OPay/bank withdrawal support
Paidwork	Online tasks and rewards	$0.50–$5 for selected tasks	Task rewards, redemption threshold, and payment methods
GoJelly	Reported internet sharing	$0.20 daily	Current service, costs, and actual payment evidence
ZFRICA Quiz	Quiz participation	₦1,000 daily	Operating status, eligibility, and verified payments

The earning figures in this table are claims supplied for this article, not independently verified or guaranteed rates.

How to Receive Online Earnings in Nigeria Without PayPal

If you prefer receiving money through OPay, Kuda, or another Nigerian bank account, verify the withdrawal route before registering with an earning platform.

Check Nigerian eligibility: Make sure the platform accepts users who live in Nigeria.
Review payment options: Check whether direct bank transfers or OPay/Kuda withdrawals are listed.
Confirm the minimum withdrawal: Find out how much you must earn before requesting payment.
Check the fees: Consider transaction fees, exchange rates, and data costs.
Look for recent evidence: Seek credible, recent payment confirmations rather than relying only on promotional claims.
Protect your information: Use official apps and websites, and never share your banking PIN or one-time password.

Conclusion

Premise, Lodpost, Paidwork, GoJelly, and ZFRICA Quiz represent different types of earning opportunities to investigate, from surveys and writing to online tasks and quizzes.

However, an earning opportunity is only useful if the platform is operating, the tasks are available to you, and you can withdraw your earnings through a payment method you can actually use.

Before describing any of these services as apps that definitely pay directly to OPay or Kuda in October 2026, verify their current Nigerian withdrawal options and recent payment evidence.

Have you used any of these platforms in Nigeria? Share your experience and let readers know which payment methods actually worked for you.

5 Apps That Pay Nigerians in October 2026: OPay and Kuda