I am earning N1,500 daily and I was able to save N50,000 in 3 months. Here is how I did it:
1. The Kolo Method: Every day I work, I remove N500 first before I spend anything. I put it inside a locked Kolo or OPay Safebox that I cannot open. N500 x 30 days = N15,000 per month.
2. No Impulse Buying: I stopped buying things on WhatsApp Status. Before I buy anything, I wait 24 hours. If I still need it after 24 hours, I buy. 90% of time, I forget about it.
3. Cook Food At Home: Eating outside is eating your savings. Cooking at home saves you at least N500 daily. In 3 months, that is N45,000.
4. Sell One Thing: I sell pure water sachet or recharge card on weekends. That extra N500 - N1000 daily goes direct to savings.
5. Track Your Money: Write every N100 you spend in a small book. When you see where your money goes, you will be shocked.
In 90 days: N500 x 90 = N45,000 plus extra hustle = N50,000+
You don't need big money to start saving. Start with N200 daily. Consistency is the key.
How much do you save daily?
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